Loan Services

Choose a Loan and Apply

Pick the loan you need, read the requirements, and fill the application form.

Student Package Business Loans Medical Practitioner Loans Personal Loans Long Term Loans About Us FAQ

Explore Loan Types

Choose a loan to see the requirements, documents, and repayment options.

Student Package

This package is specifically for students who need finanncial assistance

5% - 15% interest | Week 1, week 2, week 3, week 4

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Business Loans

Loans for small businesses.

Business financing for startups, entrepreneurs, and business growth.

7% - 25% interest | Week 1, Week 2, Week 3, Week 4

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Medical Practitioner Loans

Tailored funding for clinics, equipment, and medical operations.

Tailored funding for healthcare professionals and medical practitioners.

7% - 25% interest | Week 1, Week 2, Week 3, Week 4

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Personal Loans

Flexible personal financing for planned and urgent needs.

Flexible financing for personal needs and general consumer borrowing.

9% - 27% interest | Week 1, Week 2, Week 3, Week 4

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Long Term Loans

Structured financing with staged repayment planning.

Extended-duration financing with longer repayment period options.

40% - 50% interest | 2 Months, 3 Months, 4 Months

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Emergency Loans

Fast-turnaround support for urgent financial situations.

Urgent financial assistance for emergency funding needs.

9% - 27% interest | Week 1, Week 2, Week 3, Week 4

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Before You Apply

Know What You Need

Read the loan details first. It helps you apply with the right documents.

This Page Helps You

Choose your loan type
See what documents you need
Check repayment options
Use the loan calculator
Apply online

Loan Calculator

Repayment Estimate

Choose a loan, amount, and repayment time to see an estimate.

Loan Type

Amount Requested (MWK)

Preferred Duration

Interest rate

Estimated Weekly Repayment

Estimated Total Repayment

Estimated Rate For Selected Term

Hidden

This is only an estimate. Final repayment is confirmed after review.

Apply Online

Loan Application Form

Fill all required fields and upload clear documents.

Applicant Personal Details

Surname *

First Name *

Occupation *

Postal Address *

Phone Number *

Email Address *

ID Number *

Employment Number

Picture of National ID *

Upload a clear photo or PDF of your ID.

Employment and Financial Details

Employment Status *

Name of Employer

Monthly Income (MWK)

Time at Job / Home

Account Number

Mobile Money Number

Loan Details

Loan Package *

Loan Amount (MWK) *

Repayment Period (Weeks) *

Interest Rate (auto-set)

Based on the selected loan package.

Purpose *

EmergencyBusinessEducationOther / Consumption

Other — Please specify

Loan Due Date

Collateral Estimated Value (MWK) *

Physical / Home Address *

I am submitting a viable business planBusiness registration / MRA documents attached

Collateral Information *

Tell us about the asset offered as collateral.

Picture of Collateral / Supporting details *

Upload a photo or proof of ownership.

Supporting Documents *

Upload payslips, bank statements, proof of address, or other supporting documents.

Additional Notes

Applicant Declaration

I confirm that the information I gave is true. I allow Velori Finances to check it.

Full Name (Declaration) *

Date

Signature *

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Sign directly on the pad above.

I have read and agree to the Terms and Conditions of Velori Finances and allow Velori to use my details for loan processing.

Accept the Terms and Conditions to submit.

Application Tracker

Track Your Loan Application

Enter the Application ID you received after submitting your form.